Healthcare · Decision Guide
Allianz Care for Expats in Portugal (2026)
Allianz Care is popular among expats moving to Portugal, particularly D7 visa applicants seeking conservative, reliable coverage. With strong European roots, Allianz documentation is familiar to Portuguese consulates.
This page covers using Allianz Care for your Portugal move—visa compliance, plan options, costs, and what to verify.
Last reviewed: January 2026
Decision-support content for research purposes. Not legal, tax, or financial advice. Verify with official sources.
This guide helps you understand whether Allianz Care is right for your Portugal visa.
- Understand which Allianz plans meet Portuguese visa requirements
- Compare coverage tiers and costs
- Know what documentation you'll receive
- See how Allianz compares to alternatives
Allianz Care at a glance
Key facts about using Allianz Care for Portugal.
| Visa compliance | Generally accepted Strong European recognition |
| Plan types | Essential, Classic, Premium Different coverage levels |
| Monthly cost | €140-380+ Varies by age and plan |
| Best for | D7 retirees, EU-focused European company preference |
Key tradeoffs
Important considerations that affect most people in this situation.
Why people choose Allianz
- • Strong European presence
- • Conservative, clear coverage
- • Good for EU travel
- • Familiar to Portuguese officials
Considerations
- • Premium pricing tier
- • Less flexible than nomad options
- • Annual commitment typical
- • Essential plan may be limited
Allianz Care and Portuguese visa requirements
Allianz plans are generally well-suited for Portuguese visa applications.
Portuguese consulates require comprehensive private health insurance. Allianz's Classic and Premium plans typically satisfy these requirements.
The Essential plan offers lower premiums but more limited coverage. For D7 and Digital Nomad Visa applications, Classic or Premium is safer.
As a European company, Allianz enjoys strong recognition with Portuguese authorities. Their documentation format is familiar to consular officials.
- Classic and Premium plans commonly accepted
- European company recognition advantage
- Clear documentation for consulates
- Essential plan may face questions
Allianz for D7 visa applicants
Allianz is particularly popular with the D7 demographic.
D7 applicants are typically retirees seeking stable, comprehensive coverage. Allianz's conservative approach appeals to this risk-averse profile.
The coverage structure aligns with what consulates expect—clear terms, comprehensive protection, and straightforward documentation.
For couples applying together, Allianz offers family plan options that can provide savings over individual policies.
Coverage across Europe
Allianz's European roots benefit those who travel in the EU.
Many Portugal expats travel frequently within Europe. Allianz coverage works seamlessly across EU countries with strong hospital networks throughout.
For those splitting time between Portugal and other EU countries, Allianz's pan-European approach provides consistent coverage wherever you are.
What Allianz Care costs
Pricing depends on age and plan tier.
For a 55-year-old, expect roughly €200-300/month for Classic coverage. For a 65-year-old, costs rise to €300-400/month.
Younger applicants pay less—a 35-year-old might pay €140-200/month for Classic. Annual payment often includes discounts.
Common pitfalls
Issues that frequently catch people off guard in this area.
Common questions
Is Allianz Care accepted for Portugal's D7 visa?
Generally yes, particularly Classic and Premium plans. Allianz's European presence works in your favor with Portuguese consulates.
How does Allianz compare to Cigna for Portugal?
Both are solid premium choices. Allianz has stronger European identity; Cigna has broader global reach. Compare quotes for your specific situation.
Examples
These are examples of providers in this space, not endorsements. Options, features, and pricing change. Research current offerings before making decisions.
- Allianz Care Classic — Comprehensive, standard for D7
- Allianz Care Premium — Maximum coverage
Next steps
Continue your research with these related guides.
Sources & references
Provider Information
- Allianz Care – Official plans
Information gathered from these sources as of January 2026. Requirements and procedures may change.